Credit Articles

There are many kinds of cash advances available in the marketplace. These advances are designed to allow individuals to pay their bills until they receive a paycheck. Payday loans are readily available, as are business loans and other loans, which impose a fee. Many people take advantage of these loans, including restaurant owners. Businesses must be able to take in at least $2000 per month, and a credit vendor must accept the money. This means that credit card receipts must ...

Most of you get offers for credit cards, that sound like this, re-establish credit with pre-approved credit cards, regardless of credit history, some with low introductory rates and other perks.

While there is really no substitute for paying your debts on time each month, it's good to know that there are ways to improve your credit report. The key is knowing what's in your report, and making sure it's kept accurate.

Using introductory rate credit cards has become a popular way for UK borrowers to manage credit card debt. Introductory rate credit cards offer borrowers a preferential interest rate when they first sign up for a new card. There are three main ways in which this can happen. All of the ways offer significant advantages for credit card borrowers. 0% Balance Transfers The one that is most appealing to consumers is the 0% balance transfer offer. This offers a nil rate of in...

Small businesses rely heavily on maintaining a good cash flow and having their clients pay on time. So when half of the UK's small businesses are suffering from poor cash flow that is bad news for small businesses. Recent research shows that small, medium and large companies have had many bounced cheques. Micro companies, with less than 10 employees, have been less affected. One way in which this can happen is when someone pays a business by cheque for goods or services...

Thursday the 29th of June marked the 40th anniversary of the credit card in Britain. Barclaycard launched its first card on June 29th 1966 to just over one million customers. Today it can claim 11.2 million holders, contributing to the 32 million credit cards in use in the UK, with the average credit card carrier holding 2.4 cards. However, whether the anniversary is cause for celebration or regret remains open to question, with many blaming credit cards for Britain'...

Identity theft is no joke. Even though someone else has stolen your identity, the credit bureaus still mark you down as a bad risk. Its up to YOU to protect yourself from identity theft. Here are some tips on how you can do that!

Credit card fraud has become a major problem in modern society and it continues to steadily worsen. Credit cards are used in such a variety of ways, it makes it extremely easy for an offender to steal your card. There are precautions that can be taken, however, to prevent yourself from falling victim to credit card fraud. You should have your credit cards always with you for safe keeping. It is wise to tote your credit cards around in a vehicle besides your wallet. Enclose...

County Court Judgements or CCJs will have a serious impact on your credit rating, making it more difficult to obtain finance. What are CCJs, and can you do anything about them?

Paying by plastic is becoming ever more common, not least because of the rise of online shopping. How can people with poor credit ratings get approved for a credit card?