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131: You'll Have To Search For California Real Estate
If you are thinking of moving to California or of relocating within the great state, then it might be a bit more difficult than you think to find great California real estate at prices you can afford and in areas you want to live in. Why? Simply put, the California real estate market is a tough market to get into and to find any product that fits all of your needs in. The first move you need to make before you make the move to California is to sit down with a financial pla...

132: Don't Make The Top Ten Mistakes When Buying A Home
If you're like most people, purchasing your home will be the biggest investment you'll ever make. It's very important to prepare as best you can. I will outline the Top Ten Mistakes Made By Home Buyers. By keeping them in mind, you'll help create a successful and much more enjoyable experience. (1) Looking for a home without being pre-approved. As a potential buyer competing for a property, you'll have a better chance of getting your offer accepted by being as prepared as ...

133: Is Real Estate Still The Road To Riches?
With home sales slowing down and condo prices slipping sellers all across the country seem unable to get their asking price. Christopher Mayer, a Columbia University economics professor said recently “If you're expecting a short-term gain, you should be looking elsewhere," he had argued for many years that land shortages and rising populations would translate into ever-rising prices in the "superstar" cities like New York and San Francisco and LA. With many of the real ...

134: Insurance Companies “Our Fair Weather Friends”
As the hurricane season gets underway, thousands of homeowners have started receiving unwanted letters from Allstate Insurance. The letter begins with, "We're writing to you with what we know is unfortunate news about your Allstate Insurance. The letter then went on to say, their home was being dropped from cover “because it's in the path of future hurricanes”. You may well think that this reader lives in New Orleans or Florida, but you would be wrong this reader lives in...

135: For Sale By Owner - Secrets To A New Approach
“I am going to save some money and sell the house myself!” While trying to selling your house without an agent would have been difficult in the old days, the good news is that times have changed and there is a new approach. Now with the advent of the Internet this kind of thinking is becoming not only possible but also easy. If you have already not of heard it, “For Sale By Owner” is referred to in the industry as FSBO. If you are able to sell your house yourself, you will...

136: The Quitclaim Deed. You Can Sell A House That You Don't Own!
Normally, when you put your property up for sale, you have to present a document, called a warranty deed, which states that you are the legal owner of the property and that the title you have on hand is the original copy.

137: Home And Contents Insurance. Keep Your Home In Shape For Insurance’s Sake
If you’re a homeowner, then you should know all about maintaining your home to a good standard to avoid future problems. But not all of us realise that it could actually affect your ability to make a successful claim on your home and contents insurance if the cause is found to be related to poor upkeep. If a claim is made and the insurer decides that the problem could have been avoided had the maintenance been up to scratch, then they may downsize your payout, or even refuse ...

138: How You Can Make The Most Of Development Land
If you have decided to buy some land for development, either as a full-time commercial venture, or as a one-off, you will need to look at the ways that land can make the best return for you. Before you buy Don’t buy land without checking some key facts first. Firstly, check what sort of development is permitted on the land. Planning regulations may rule out residential development for example, whilst commercial uses may be limited to certain sizes or purposes. Knowing w...

139: How To Buy Real Estate Without A Bank.
Most people won't even look for their dream house or dream property because they think they have to pay for it all in one lump sum. Wrong! You can buy houses and land with little or no down payment, and even without a bank or credit check. If you are, like most hard-working people, struggling to pay your rent and make a living, you need to start right now and do something for your future. Whatever you pay in rent is gone for ever. Paying off a house or property will build you...

140: Risks Of Mortgaging Or Refinancing A Property
Money is very important and most people have an unexpected need for money at one time or another. Some people need money for their daily subsistence; others need money for their caprices. However, there are people who need money to buy or keep their homes. People who do not have cash but who want to buy a new property have the option to get a mortgage or a refinancing program. In the same manner, people who cannot pay the arrears of their homes or properties can also opt f...


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