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341: The Three Pillars Of Underwriting
Mortgage underwriting is built on three pillars; credit, income and assets. These pillars determine whether you qualify for a particular program. There are also three main categories of loan programs. At the top of the ladder, you find the A-paper programs with the strictest guidelines. In the middle of the ladder, you find the Alt-A programs designed for those who don’t quite qualify for A-paper loans. At the bottom, you get the Subprime loans with the most accommodating gui...

342: 6 Reasons to Love Bank Owned Foreclosure Properties
First time homebuyers or real estate investors, especially those new to real estate investing, will prefer bank foreclosure to any other form of property buying because Real Estate Owned (REO) properties offer the safest, easiest method of acquiring property.

343: Top Tips For Buying A Holiday Home Abroad
Everyone seems to have one – a holiday or retirement pad in Spain, France, Cyprus, Turkey or wherever the latest homebuyers’ hotspot is. Prices, climate and lifestyle are all tempting reasons to take the plunge and purchase a property abroad. Before you do though, make sure you’ve done some research and considered the following: Location Don’t just buy the first property you see. Decide on a country first and then think about location. Do you want to be close to the air...

344: Why Buy A Home Abroad?
An increasing number of people are choosing to buy a home abroad. For many, it is a chance to take advantage of better climates and winter sun, whilst for others, it is an investment to help with retirement funds. What are the benefits of buying a home abroad? Retirement It is the dream of many people to have a home in the sun when they retire. A property in Spain, France or Greece allows them to move permanently to a new country, or to spend the winter months somewhere...

345: Find Treasures At An Estate Auction
If you are looking for unique items to add to your home decor, look no further than to an estate auction. Sure, you could find pieces at expensive furniture stores or unique botiques, but you can find great items at great prices by finding the right estate auctions to shop at. An estate auction happens mainly when the owner of an estate passes away and all of their possessions are sold for profit by whoever is in charge of their estate. On rare occasions, however, an estat...

346: A Knights Templar Property For Sale With A Legend
Seymour-James the marketing property specialist for South West France is delighted to promote the sale of an historic chateau in the Dordogne - not far from Bordeaux and Bergerac. Beautiful Chateau de Maravau sits on an old Gallo-Roman site of 3 acres, close to Ste Foy La Grande and it is from here that the Knights Templar constructed a ‘Lookout Tower’ in the late 12th Century. This tower was used for early warning of impending attacks and still stands magnificently today ...

347: Be A Power Real Estate Investor -- Even If You Don't Have Cash
For several years now, the hottest industry in North America has been real estate. Homes, business facilities, and property are in increasing demand as our economy and populations grow. You can buy just about any property, anywhere, and realize appreciation in its cost within a relatively short period of time. Chances are that you or someone you know has purchased a home, then sold it several years later for a nice profit. Usually, you put that money into your next home, g...

348: Price Flight - Californians Revitalizing Downtowns
For decades, California has been known as a land of lots of cars and long commutes--commutes that turn freeways into endless parking lots. But with the price of gas heading above $3.00 a gallon, even Californians are beginning to look into the possibility of living closer to downtown areas. The trend toward revitalizing downtown areas isn't new. Witness the rebirth of such downtowns as Detroit, Michigan, or Portland, Oregon. But Californians seemed to buck that trend, cont...

349: Miami Luxury Condos: Appraised Vs. Market Value
Learn about appraised vs. market value in Miami Beach real estate and why it's so important to understand the difference prior to making your Miami Beach real estate investment.

350: 6 Selling Mistakes To Avoid
When it comes to selling your home, you can make many different mistakes. That is why it just makes sense to add an article about the common mistakes that you should avoid when selling your home yourself. 1. Every seller naturally wants to get the most money for his or her house. The best way to do this is NOT to list your product at an excessively high price in the first place. When you set a high listing price, it will cause many prospective buyers to lose interest befor...


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